All Southwest Louisiana Credit Union branches-INCLUDING drive thru operations will be closed on Friday, April 10th in observance of Good Friday. All SWLACU Drive thru operations will resume on Monday, April 13th at 8am. For 24 hour access visit, download our mobile app, or visit one of our ATM locations.

Credit Disability Insurance2018-08-08T12:08:30+00:00


Credit Disability Insurance

The future can be a scary place. But before you hide under your bed sheets, there are assurances you can make to prepare for what’s ahead. Southwest Louisiana Credit Union offers Credit Disability Insurance, which may help reduce or pay off your covered loan—up to the policy maximum—in the event on a covered injury or illness. That means paying your loan doesn’t have to be #1 on your to-do list after disaster strikes.

Did you know that:

  • Loan payment insurance may not only protect your credit in the event of an injury or illness, but it could also ensure that you still have a vehicle to drive your children to school or go to the doctor.
  • Almost 1 in 4 of today’s 20-year-olds will become disabled before reaching retirement. Over 60,000 people are on disability in Louisiana alone. We can help you be prepared instead of leaving your future to chance.
  • Most long-term absences from work are caused from illnesses, not accidents. While you can do your best to prevent clumsy accidents at home, it’s much harder to predict if severe pneumonia or even a deadly spider bite may occur.
  • Even if you have disability insurance at work, most disability insurances only replace 60% to 80% of your income. If your paycheck is already stretched thin, credit disability insurance on your Southwest Louisiana Credit Union loans could make life easier.

For more information on Credit Disability Insurance, please talk to your Southwest Louisiana Credit Union Loan Officer or call 337-477-9190.

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