Skip a Payment Application 2018-05-21T17:19:54+00:00

Skip A Payment

Need extra cash? You can defer your loan payment twice a year with our Summer and Holiday Skip-A-Pay Program!

There is a $30 processing fee per loan skipped. Requests to skip a payment must be received at least 3 days prior to loan due date.

Each loan is allowed a maximum of two skipped payments each year. Real estate loans are not eligible. Loan must be in good standing.

Skip A Payment is only available during July or August, and November or December.

  • Select An Option
    I would like the processing fee deducted from my account selected
  • By submitting this form, you are authorizing Southwest Louisiana Credit Union to extend your final payment by one payment on the eligible loan you have marked. You further understand that all insurance and GAP Protection benefits stop at the original maturity date of the note and that interest will continue to accrue on your loan during the month you skip your payment. All loan payments must be current to qualify. This form must be received at the Credit Union with payment at least 3 business days prior to your loan payment date.

    Processing of this request is subject to approval. All of the items, provisions and agreements of said original obligation are hereby continued in full force and effect and remain applicable to the indebtedness evidenced thereby as herein extended. Any pledge agreement, chattel mortgage, conditional sales contract or other security agreement securing payment of the above mentioned indebtedness is also extended in accordance with the terms and provisions of the foregoing renewal or deferral agreement. The holder hereof may exercise any or all options contained in the original obligation to declare the indebtedness immediately due and payable. The $30 fee will be deducted from the account marked herein and above, unless a check or money order is provided within twenty-four (24) hours.

    NOTE: You are responsible for verifying this Loan Skip-A-Payment has been processed. If you have any questions, please contact the Loan Department at 337-477-9190.
skip-a-payment

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