$mart CDs (Term Share Certificates)
Earn a Higher Interest Rate Than a Savings Account
Feeling ambitious with your assets? We know a thing or two about increasing your earnings with practically no risk. Our Share Certificates earn higher interest than a regular savings account, and they come with fixed rates for guaranteed returns.
Competitive rates
Terms for six months to three years
Dividends paid monthly
Penalties apply for early withdrawal
CDs automatically renew at maturity
Traditional CD
6-Month, 1-Year, 2-Year, or 3-Year Certificate
Minimum opening deposit of $500.00
Minimum required balance of $500.00
Fixed rate
Dividends compounded and paid monthly on an average daily balance
Receive monthly statements
Expandable CD
1-Year, 2-Year, or 3-Year Expandable Certificate
Expandable CDs let you add cash at any time, so your cash can grow as you grow!
Minimum opening deposit of $100.00
Minimum required balance of $100.00
Minimum deposit of $25.00 or more at anytime up to maturity
Fixed rate
Option of 1, 2 or 3 year terms
Dividends compounded and paid monthly on an average daily balance of $100.00 or more
Receive monthly statements