$mart Club Accounts


Christmas Club

Open and Add a Christmas Club Account through your online banking portal

CHRISTMAS IS ALWAYS RIGHT AROUND THE CORNER

You know the routine. The holidays arrive and your wallet starts looking thinner and thinner. Break the cycle with our Christmas Club by putting a little cash aside throughout the year instead of breaking the bank each December.

Why sign up?

  • Save year-round for Christmas gifts and expenses

  • Avoid credit card debt

  • Competitive dividend rates

  • Free online banking, mobile banking and eStatements

  • No monthly service charge

MORE DETAILS

  • $5.00 deposit to open

  • Minimum $5.00 required balance

  • Dividends compounded and paid quarterly on an average daily balance of $5.00 or more

  • Funds available for withdrawal penalty-free from November 1 through December 31st

  • Withdrawals made between January 1 and October 31 incur a $15.00 fee for early withdrawal


Vacation Club

Open and Add a Vacation Club Account through your online banking portal

PREPARE FOR YOUR FAMILY’S NEXT BIG VACATION

When you’re soaking up sun on a beach or hiking through the Grand Canyon, the last thing you want to think about is how much all of this is going to cost. Our Vacation Club allows you to put aside as much or as little money as you want each month so that you can be prepared for your family’s next big vacation.

WHY SIGN UP?

  • Save year-round for your family vacation

  • Avoid credit card debt

  • Competitive dividend rates

  • Free online banking, mobile banking and eStatements

  • No monthly service charge

MORE DETAILS

  • $5.00 deposit to open

  • Minimum required balance of $5.00

  • Dividends compounded and paid quarterly on an average daily balance of $5.00 or more

  • Funds available for withdrawal penalty-free during the first seven calendar days of each month

  • Withdrawals made after the seventh calendar day will incur a $15.00 fee for early withdrawal