Save with SWLACU!

$mart Share Savings Account

  • High-yield basic savings account

  • $25 minimum deposit to open

  • Minimum required balance of $25

  • Dividends compounded and paid quarterly on an average daily balance of $25 or more

  • No monthly service charge—FREE

  • Free online banking, mobile banking and eStatements

Lucky Lagniappe Account

  • Get lucky with a Lucky Lagniappe Savings Account!

  • Minimum $5 deposit to open

  • Each time you deposit $20, you earn one entry (up to 5 times per month) into monthly cash prizes worth up to $100 and quarterly prizes worth up to $1,000.

  • Save all year with no more than two withdrawals and you could be the lucky winner of $5,000.

$mart Start Savings

  • High-yield savings account for a minor

  • Minimum opening deposit of $25.00

  • Minimum required balance of $25.00

  • Dividends compounded and paid quarterly on an average daily balance of $25.00 or more

  • Receive quarterly statements

  • No monthly service charge

  • Must be opened in person at any of our branch locations

$mart Club Accounts

  • Perfect for off-season saving for vacations and holidays

  • Minimum opening deposit of $5

  • Minimum required balance of $5

  • No monthly service charge

  • Dividends compounded and paid quarterly on an average daily balance of $5 or more

$mart CDs

  • Long-term saving with competitive rates

  • Terms for 90 days to three years

  • Dividends paid monthly

  • Penalties apply for early withdrawal

  • CDs automatically renew at maturity

  • Open at any of our branch locations

$mart IRAs

  • Prepare for the retirement

  • Choose between our $mart IRA Share Account and our $mart IRA Term Share Certificate to start putting away for retirement today!

  • Open at any of our branch locations

Money Market

  • Higher dividend rates than regular savings

  • No monthly service charge

  • $2,500 deposit to open