Community Initiative
We’re in the people business.
Everything we do here at Southwest Louisiana Credit Union revolves around community… because we ARE the community!
Our mission is financial empowerment for ALL, and one of the ways we work toward that mission is through our Community Development Financial Institution (CDFI) designation.
So, what exactly is ‘CDFI’?
CDFIs are mission-driven banking institutions that have a goal of expanding economic opportunity in low-income communities by providing products and services to local residents and businesses.
The CDFI designation allows us to be eligible for grants, resources and programs that invest public and private capital into communities that lack access to financing.
What we offer as a CDFI:
affordable housing
We work with local community partners and city and parish government to identify, counsel and develop potential low-income households for homeownership financing. Pre- and post-homeownership education classes prevent gentrification and displacement of the low-income consumers in need of SWLACU inclusive housing products.
financial empowerment CENTER
This initiative, a partnership with SWLA Center for Health Services, addresses barriers the North Lake Charles community faces as a “financial desert”, such as lack of access to healthcare, food, banking and transportation. By placing a branch within the SWLA Center for Health Services facility, we are able to offer the North Lake Charles community financial counseling and education tools to help overcome any obstacles they may face. Visit our newest branch today at 2000 Opelousas Street!
business services - NOW AVAILABLE!
Starting a business can be difficult. We offer several financial products/services to help you own and run a successful business, such as:
Debt consolidation loans
Refinancing of high-interest business collateral
Inventory start-up
Lines of credit
Credit cards
Financing of equipment
Commercial real estate loans
Business development & construction loans