$mart IRAs

Be Prepared for the Future You Want

Our $mart IRAs give you the opportunity to prepare for the future you want. Choose between our $mart IRA Share Account and our $mart IRA Term Share Certificate to start putting away for retirement today!

$mart IRA Share Account

  • Minimum opening deposit of $250

  • Minimum required balance of $250

  • Dividends compounded and paid monthly on an average daily balance of $250 or more

  • Receive monthly statements

$mart IRA Term Share Certificate

  • Terms: 6-month, 1-Year, 2-Year or 3-Year

  • Minimum opening deposit of $500.00

  • Minimum required balance of $500.00

  • No monthly service charge—FREE

  • Dividends compounded and paid monthly on an average daily balance of $500.00 or more

  • Receive monthly statements